Located south of Monterey and Pebble Beach, Carmel-by-the-Sea is a humble seaside village with a few small shops and cafes — at least that’s the cover story. In truth, this pricey town has plenty of designer stores, gourmet eateries and upscale art galleries that cater to its wealthy residents (like Clint Eastwood). You’ll find most shoppers and diners around picturesque Ocean Avenue, which leads to Carmel Beach.